个人住房商业性贷款利率及万元还本息金额表 单位:元
年份
月数
月利率(‰)
年利率(%)
月还款额
本息总额
总利息
1
12
4.650
5.580
到期一次还本付息
10558.00000
558.00000
2
24
4.800
5.760
442.12547
10611.01116
611.01116
3
36
303.13312
10912.79223
912.79223
4
48
4.875
5.850
234.16319
11239.83309
1239.83309
5
60
192.63130
11557.87817
1557.87817
6
72
5.100
6.120
166.29592
11973.30623
1973.30623
7
84
146.66150
12319.56627
2319.56627
8
96
131.99938
12671.94001
2671.94001
9
108
120.65179
13030.39352
3030.39352
10
120
111.62407
13394.88861
3394.88861
11
132
104.28320
13765.38292
3765.38292
144
98.20715
14141.83007
4141.83007
13
156
93.10372
14524.17973
4524.17973
14
168
88.76415
14912.37778
4912.37778
15
180
85.03537
15306.36640
5306.36640
16
192
81.80252
15706.08429
5706.08429
17
204
78.97778
16111.46674
6111.46674
18
216
76.49280
16522.44583
6522.44583
19
228
74.29364
16938.95057
6938.95057
20
240
72.33711
17360.90708
7360.90708
21
252
70.58825
17788.23875
7788.23875
22
264
69.01843
18220.86641.
8220.86641
23
276
67.60402
18658.70853
8658.70853
288
66.32528
19101.68135
9101.68135
25
300
65.16566
19549.69910
9549.69910
26
312
64.11114
20002.67417
10002.67417
27
324
63.14974
20460.51727
10460.51727
28
336
62.27124
20923.13763
10923.13763
29
348
61.46679
21390.44315
11390.44315
30
360
60.72872
21862.34062
11862.34062
2005.03.17.起执行